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2006 Shareholder Letter

Buffett's 2006 letter discusses GEICO's 47% productivity gain, explains why Berkshire is 'a big business' not by design, and notes that only 1 of 10 largest 1965 companies remains in 2006 list.

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2006 Shareholder Letter

Date: February 28, 2007 Author: Warren Buffett Company: Berkshire Hathaway

Overview

2006 net worth increased $16.9 billion or 18.4% (S&P 15.8%), a record one-year gain. Per-share book value reached $70,281 — a 21.4% compound annual return over 42 years.

Key Points

Record Gain — But Lucky

"We believe that $16.9 billion is a record for a one-year gain in net worth -- more than has ever been booked by any American business."

However, insurance benefited from a "large dose of luck" — no hurricanes after 2004-2005 devastation.

GEICO's Extraordinary Productivity

From 2003 to 2006:

  • Policies: 5.7M → 8.1M (42% increase)
  • Employees: decreased 3.5%
  • Productivity: improved 47%

"GEICO didn't start fat" — maintained low-cost producer position while dramatically increasing advertising ($631M in 2006 vs $31M in 1995).

Berkshire Is "A Big Business Not By Design"

Charlie was a lawyer; Buffett was a security analyst. Both "grew skeptical about the ability of big entities of any type to function well."

"Size seems to make many organizations slow-thinking, resistant to change and smug."

Corporate Survival Statistic

Of the ten non-oil companies with largest market cap in 1965 (GM, Sears, DuPont, Eastman Kodak), only ONE made the 2006 list.

Famous Quotes

"Of the ten non-oil companies having the largest market capitalization in 1965... only one made the 2006 list."

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